Workers' Compensation Services


At Self Funding Inc. (SFI), we focus on Workers' Compensation concerns. Our priorities are controlling costs while growing your business.

Our Workers' Compensation Services are 100% fee-based.

We do not sell insurance.

Self Funding Inc

Our Workers' Compensation goals are the same as yours: managing claims, controlling costs and staying ahead of industry and legislative changes.

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Workers' Compensation Program Evaluation

SFI evaluates internal risk management programs. This thorough discovery process includes accident reporting and safety programs as well as providing recommendations for enhancements.

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Self Insured Feasibility Analysis

Self insurance is an option most businesses should explore. A feasibility study is conducted determining if this alternative is viable for your organization. This analysis compares self insurance to traditional insured programs over a five to ten year period ultimately revealing the most effective solution.


If self insurance is feasible, the proper applications are completed and submitted on behalf of your organization. SFI serves as the liaison with the Workers' Compensation Board throughout the approval process.


Claim Support & Audit

We analyze claims to assure adequacies from all parties involved, as well as fiscal appropriateness of claims handling. The SFI team facilitates effective resolution of outstanding claims. We provide counsel to reduce frequency and/or severity of future losses.

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Insured Renewal Support

Experience rating, forecasting of potential changes, and classifications are reviewed for accuracy. The SFI team examines collateral requirements, retro-rating adjustments, along with dividend and/or assessment calculations.


To certify the best plan is in place we explore alternative risk financing strategies and if needed, administer a request for proposal from carriers or brokers.


Self Insured Excess Carrier & TPA Selection

To secure quality partners, a request for proposal from excess carriers and Third Party Administrators (TPA) is conducted.


Self Insured Program Management

From the program inception to ongoing management SFI's core capabilities are broad reaching. Our team aligns with your business and the TPA to coordinate reporting procedures for the most prevalent claims.


Quarterly, performance and benchmarking reports are presented. These quantitative summaries highlight actual results compared to budget, outline losses in detail, report on safety program progress, and identify other important issues.

Municipality seeks to control—even reduce—skyrocketing Workers' Compensation costs.


Despite significant efforts to reduce injuries and claims, a municipality struggled with increasing Workers' Compensation expenses. Due to a lack of internal resources and expertise their trust defaulted to the TPA provider.


Collaborative efforts among SFI, the municipality and the TPA, resulted in significant changes. A revised contract with the TPA increased quality expectations. A new incident reporting protocol within the municipality enhanced safety awareness.


$170,000: the Town's budget was reduced by this number as a result of SFI's experience and insight. The municipality continues to experience reductions in costs and incidences. The Town's outstanding liability slowly decreased. Claim outcomes have improved. The Risk Manager is assured that the Workers' Compensation program is managed efficiently.

Challenges of Workers' Compensation can be alleviated.

Contact SFI


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Upstate NY Office

1780 Wehrle Drive, Suite 101

Buffalo, NY 14221

O: 716.632.4442

F: 716.631.5728

Rochester Office

217 West Main St.

Rochester, NY 14614

O: 716.632.4442

F: 716.631.5728

New York City Office

1251 Avenue of the Americas

New York, NY 10020

O: 212.278.1050

F: 212.278.1733

© 2018 Commercial Insurance Consultants Inc.